1 This card is issued by Sutton Bank, Member FDIC, pursuant to a license by Mastercard. Mastercard and the circles design are registered trademarks of Mastercard International Incorporated.

2 Koin is a secure, user-friendly mobile application designed to facilitate cashless transactions. Through the Koin app, users can effortlessly fund their activities from a variety of sources, track their spending, and manage their account balances in real time—all without the need for physical cash. The Koin app is provided by Koin Mobile LLC, a financial technology company, not a bank. Banking services are provided by Sutton Bank, Member FDIC.

*The funds in your deposit accounts are eligible for FDIC insurance up to $250,000 on a pass-through basis. The availability of FDIC insurance is contingent upon Koin maintaining accurate records and determinations of the FDIC as receiver at the time of a receivership if a bank partner should fail. Such coverage is subject to the aggregation of all of your deposits held at the bank partner.